AI credit scoring
built for Africa.
Our patented algorithm uses 4+ years of proprietary
African farmer data. 200+ data points. Instant decisions.
Under 10% default rates.
✦ Our Approach
Intelligence built on
proprietary data
We leverage existing AI infrastructure while focusing our differentiation on the intelligence layer built using proprietary farmer and market data — allowing us to move faster and focus on what matters.
✦ Data Intelligence
200+ signals that
predict repayment
GPS Location
Distance to roads, markets, water sources; soil quality; historical weather patterns.
Crop Analytics
Crop type, projected yield based on historical data, optimal planting windows.
Socioeconomic
Farm size, years of experience, family size, alternative income sources.
Market Data
Real-time commodity prices, seasonal trends, buyer proximity.
✦ Platform
Four layers,
one ecosystem
Retailer SaaS Dashboard
Portfolio management, credit tracking, repayment monitoring.
Farmer USSD / Mobile
Works on feature phones — no smartphone required.
Credit Scoring API
RESTful interface for bank and FI integration (Q4 2026).
Analytics Dashboard
Real-time insights for partners and investors.
✦ Roadmap
What we're
building next
Q4 2026
API product launch for banks and financial institutions.
2027
Multi-agent architecture for automated loan origination.
2028
Expansion to yield prediction and supply chain forecasting.
