Extend credit to farmers.

Zero risk to you.

Turn your inventory into working capital for farmers while we handle the risk. Our AI scores creditworthiness. Our insurance covers defaults. You get paid, guaranteed.

✦ Our Journey

From farmers to

infrastructure

We did not start in a boardroom. We started in the fields — and
that is what makes us different.

✦ Key Benefits

Lend with confidence

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Zero Balance Sheet Risk

UfarmX Guarantee behind every farmer. Insurance covers any default.

zap

Instant Credit Decisions

Our AI processes 200+ data points in seconds. No paperwork. No waiting.

Trend

Increased Sales Volume

Farmers who couldn't afford inputs upfront become paying customers. Grow revenue by 40%+.

Dashboard

SaaS Portfolio Dashboard

Track all credit accounts, repayments, and farmer relationships in one place.

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Invoice Financing Available

Need working capital? We can advance against your credit portfolio.

✦ How It Works for You

01

Onboard

Join UfarmX. We train your staff and integrate our platform in days.

02

Extend Credit

Farmers apply; our AI decides instantly. You fulfill the order.

03

Get Paid

Farmers repay post-harvest. Defaults are covered 80% by insurance.

04

Grow

More farmers, more sales, more profit every season.

Join 72+ retailers across 4 countries

Start extending credit to farmers this season. Our team onboards you within a week.