Get the inputs you need.

Pay after harvest.

No collateral. No bank account required. Visit a UfarmX- enabled retailer, apply in minutes, and receive quality seeds and fertilizer on credit.

✦ Our Journey

From farmers to

infrastructure

We did not start in a boardroom. We started in the fields — and
that is what makes us different.

✦ Key Benefits

Built to help farmers grow

Collateral-Free Credit

No land title or assets required. Our AI uses your farm data to determine creditworthiness.

Quality Inputs

Access genuine seeds, fertilizers, and crop protection products from trusted retailers.

Pay After Harvest

Receive inputs at planting time. Repay when you sell your harvest.

Build Credit History

Successful repayment unlocks larger credit limits in future seasons.

AI Agronomic Advisory

Get personalized recommendations on planting, pest control, and harvest timing.

✦ How to Get Started

Find a Retailer

Visit a UfarmX-enabled agro-dealer in your community.

Apply

Provide your name, phone, farm location, and crop type.

Get Approved

Instant credit decision — no waiting, no paperwork.

Receive Inputs

Walk out with the seeds and fertilizer you need.

Repay After Harvest

Pay back when you sell your crops. Build your credit.

Join 10,000+ farmers already growing with UfarmX

Find a UfarmX-enabled retailer near you and get started this season.