Extend credit to farmers.
Zero risk to you.
Turn your inventory into working capital for farmers while we handle the risk. Our AI scores creditworthiness. Our insurance covers defaults. You get paid, guaranteed.
✦ Our Journey
From farmers to
infrastructure
We did not start in a boardroom. We started in the fields — and
that is what makes us different.
✦ Key Benefits
Lend with confidence
Zero Balance Sheet Risk
Insurance covers 80% of any default. You never lose more than 20% on any single farmer.
Instant Credit Decisions
Our AI processes 200+ data points in seconds. No paperwork. No waiting.
Increased Sales Volume
Farmers who couldn't afford inputs upfront become paying customers. Grow revenue by 40%+.
SaaS Portfolio Dashboard
Track all credit accounts, repayments, and farmer relationships in one place.
Invoice Financing Available
Need working capital? We can advance against your credit portfolio.
✦ How It Works for You
01
Onboard
Join UfarmX. We train your staff and integrate our platform in days.
02
Extend Credit
Farmers apply; our AI decides instantly. You fulfill the order.
03
Get Paid
Farmers repay post-harvest. Defaults are covered 80% by insurance.
04
Grow
More farmers, more sales, more profit every season.
Join 72+ retailers across 4 countries
Start extending credit to farmers this season. Our team onboards you within a week.
