For Institutions

At UfarmX, we help financial institutions, agribusinesses, and government agencies unlock the full potential of Africa’s agricultural economy.

Our AI-powered platform provides the data, infrastructure, and technology needed to scale farmer financing, streamline procurement, and enhance supply chain transparency—all while reducing risk and improving efficiency.

AI-Powered Credit Scoring & Risk Assessment

Traditional lending models consider smallholder farmers too risky. UfarmX changes that with a proprietary AI-driven risk assessment system that evaluates:

Geospatial data

Socioeconomic indicators

For Financial Institutions & Microfinance Lenders

Special solutions designed for agricultural cooperatives and farmer groups

Credit Risk Assessment

Our AI-powered risk analysis uses geospatial and socioeconomic data to accurately assess farmers’ creditworthiness, minimizing default rates.

Loan Distribution & Repayment Tracking

Streamline the deployment of collateral-free loans while ensuring secure and structured repayment tracking.

Portfolio Expansion

Reach thousands of pre-verified, active farmers looking for financing opportunities, reducing the cost of customer acquisition.

UfarmX enables seamless, collateral-free lending by integrating directly with agribusinesses, cooperatives, and financial institutions. Our platform facilitates:

Input-based financing

Loans structured around seeds, fertilizers, and equipment.

Embedded repayment tracking

Direct repayment deductions from harvest sales.

Third-party credit facilities

Connect with funding partners to scale lending.

For Input Providers

Increase sales by offering financing options to farmers

For Lenders

Structure financing solutions tailored to agricultural cycles.

Market Linkages & Direct Farmer Sourcing

Our platform aggregates real-time data from thousands of farmers to provide

Supply forecasts

Understand upcoming harvest volumes.

Price trend analysis

Optimize procurement timing.

Risk modeling

Anticipate challenges and mitigate disruptions.

For Government, Policymakers & Development Organizations

Agricultural Market Data & Reporting

Access detailed insights on farmer productivity, market trends, and food security gaps to guide policy and investment decisions.

Financial Inclusion Initiatives

Scale agricultural lending programs using data-backed, risk-adjusted credit solutions tailored to smallholder farmers.

Climate-Smart Agriculture

Promote sustainable farming practices by leveraging UfarmX's technology to implement and monitor carbon sequestration and soil health initiatives.

Why Partner with UfarmX?

Proven Impact

Farmers using our platform have tripled their yields and doubled their revenues, all while maintaining a default rate below 10%—outperforming traditional banks.

Scalable & Data-Driven

Our platform provides actionable insights for lenders, buyers, and policymakers, improving decision-making and reducing operational risks.

Seamless Integration

Easily integrate UfarmX's tools with your existing systems to optimize financing, sourcing, and impact assessment.

Let's Work Together

UfarmX is already powering partnerships across Africa to revolutionize farmer finance and procurement. Whether you are looking to finance more farmers, secure stable supply chains, or gain valuable market insights, we can help you scale impact while achieving your business goals.